PART 1. Five Questions to Ask Before You Invest Whether you’re a first-time investor or have been investing for many years, there are some basic questions you should always ask before you commit your hard-earned money to an investment. Question 1: Is the seller licensed? Research shows that con-artists are experts at the art ofContinue reading “Introduction To Investing”
Author Archives: Your Money
How To Open A Bank Account
You may decide that a checking or savings account is the right product for you. If you do, opening an account at a bank or credit union is quite simple. When opening an account at a bank or credit union, first, you may want to get a recommendation from a trusted friend or family memberContinue reading “How To Open A Bank Account”
Buying A Car – Closing The Deal
Closing the deal… You’ve now negotiated your auto loan. Before you drive away, make sure everything matches what you agreed to. You are almost finished! The hard part is done and now comes an important final step. You have to review the paperwork, check the final terms and numbers against the auto loan worksheet, andContinue reading “Buying A Car – Closing The Deal”
Buying A Car – Negotiating Your Auto Loan
You’ve shopped for your auto loan. Now it’s time to negotiate your loan terms. When you look for a vehicle, you may know that you can negotiate the vehicle’s price, but did you know that you can also shop around for and negotiate the terms of your auto loan? Shopping for loans and trying toContinue reading “Buying A Car – Negotiating Your Auto Loan”
Buying A Car – Shopping For Your Auto Loan
You know your loan options. Now it’s time to shop for your auto loan. Shopping for loans and trying to get the best rates and other terms, while complicated, is like other types of comparison shopping. Shopping ahead of time will get you ready for negotiating your auto loan and make the process less stressful. Continue reading “Buying A Car – Shopping For Your Auto Loan”
Buying A Car – Understanding Your Auto Financing Choices
You’ve determined how much you can afford to spend. Now it’s time to explore your loan choices. While some consumers are able to pay cash for their new vehicle, most consumers use financing. Understanding the loan process and knowing your choices will help you save money. For example, bringing a loan quote from a bank,Continue reading “Buying A Car – Understanding Your Auto Financing Choices”
Buying A Car – Budgeting For Your Auto Loan
You’ve decided it’s time to purchase a new or used vehicle. Now it’s time to figure out how much you can afford. Make sure you have a realistic budget before shopping for an auto loan. If you have a realistic budget, you have a better chance of ending up with a loan you can affordContinue reading “Buying A Car – Budgeting For Your Auto Loan”
Financial Well-Being: From Adolescence To Adulthood
What is financial well-being? Financial well-being is a continuum, ranging from critical financial stress to being highly satisfied with one’s financial situation. Surprisingly, it is not purely associated with income level. For example, some people seem to have, and feel they have, a high level of financial well-being, even though they may be far fromContinue reading “Financial Well-Being: From Adolescence To Adulthood”
Your Money 